Best Accounting Software for Sole Proprietors and Freelancers in 2026
A freelancer sending a dozen invoices a month can blow through Xero's cheapest plan by week three, and a $19-a-month FreshBooks account caps out at five clients. The number on a pricing page is rarely the number you actually pay. Here is a real comparison of QuickBooks, Xero, Wave, and FreshBooks built for a business of one, not a growing team.
